For each success story there are more than a handful of failures.

Failure to do so can result in forced insurance and possibly exercising the due on sale clause contained in the Deed of trust

In my state it takes a minimum of 2.5 months to get to evict for failure to pay rent.  

If damages were not caused by her, damages caused by failure of your equipment which you are responsible. 

Notice I didn't use definitive language.Since GA is a caveat emptor state this would seem to be a buyer due diligence failure.

I can't estimate your chances of winning* but will say that "failure is not an option." 

My lease stipulates that failure to maintain renter's insurance will result in a policy being issued at the tenants expense(with a premium for the trouble) and the fee considered added rent.

Rachel Smith, who lists her home in San Diego's Burlingame neighborhood on home-sharing website AirBnB, is now being fined $25,000 for her failure to obtain a conditional use permit — a requirement that the city has only recently put in place for a permit that can take up to a year to obtain.

Failure is not an event.

So I will keep looking.Stephen:You can eliminate the candidates based on their failure to provide suitable proof of income (ie. tax documents), but not based on their ethnicity (which includes the clothes they wear, food they eat, deity to whom they pray, etc).