If your with a small local Boutique Brokerage, unless they have a solid reputation, you will need to get some referrals.  

Spend some time and find some reputable wholesalers in your area and you will have better experiences moving forward.

Hi guys,I am currently evaluating a refinance with a blanket/portfolio loan to cash out for a purchase of a 13 units...I exploring both avenues for loan; 1) conventional loan via WF which quoted around 4.75-5.25% or 2) blanket/portfolio loan cash out from a private lender company for 6.25%.

Real estate investors have a bad reputation to begin with. 

I would rather take my time and learn the business opposed to rushing and tarnishing my reputation by marketing bad deals.

Hi guys,I am currently evaluating a refinance with a blanket/portfolio loan to cash out for a purchase of a 13 units...I exploring both avenues for loan; 1) conventional loan via WF which quoted around 4.75-5.25% or 2) blanket/portfolio loan cash out from a private lender company for 6.25%.

I’m currently exploring other options until I’m in a better financial situation.

Look and explore  I am probably going to get bashed on her for saying this.  

Let's find a time that's good for you to have a phone call and start exploring your options.Melanie

I am thinking ones credibility and reputation is so important and I don't want to be known as a predatory person taking advantage of people who are vulnerable especially now with the Covid-19 and this bad economy and this is my own personal opinion about making decisions that I can live with and your comment from that older thread has made me rethink the fees portion, every case will be different but in the meantime I will tried to locate an attorney.