Also, this was the first property I purchased, so I used my first time home buyer "blessing from above" with this property and have a 5/1 ARM.

NOO (NOO is higher), 30 year fixed vs. 15 year fixed vs. an ARM or other choices, your credit score, LTV, etc.

I would have thought SmartMove as an arm of TransUnion would have caught this, but was just informed by their customer service that they only do a check based on name and where previously lived, NOT by social security number.

@Rob Green To find out about an area go to IREM.org search for ARM certified property managers.

You have Marshal law in Texas we are liberal here in Oregon :)Bonding around this type of action is RARE as hen teeth and just won't happen  the only way that would happen is if the person that wanted to bond around it,  Was a Major and I mean major player in the RE business and strong armed the title company. and Remember we don't use attorneys here in Oregon or the west coast to fight these battles.

It's essentially a 15 year loan with an arm option at year 5 and year 10. 

One charges $42 for all checks but has everything "in house" (ability to post online listings on social media sites, craigslist, etc. with an 'Apply Now' button, send e-application, screen request, digital lease, create and send additional documents (add'tl $15), collect rent).

Scott The Book on Flipping Houses,The Book on Estimating ReHab Costshttp://www.biggerpockets.com/flippingbookTo find out about an area go to IREM.org search for ARM certified property managers.

Many public libraries have digital downloads as well.

You can always lend it to a 3rd party company with which you have an "arm's length" relationship (own less than 50% of the 3rd party).