He says fish aren't protected under related statues that define "animal" as amphibians, reptiles, bird and mammals, excluding humans.Officials say Hinson was evicted from his Wilmington home last month and left behind an unhealthy Oscar fish in a dirty tank.

I will definately be in touch.  

Whereas these accessory units were frowned upon in years past by the zoning/planning departments in the tonier towns in the Bay Area, many are now coming to the realization that they can best preserve their character and increase available housing stock by permitting current owners to set up ADU's on their properties. 

This should clearly defined, if not then owner.

You have to define good location and good numbers.

This is the debt service coverage ratio.Mathematically speaking, debt service coverage ratio is defined as:DSCR = Net Operating Income (NOI) / Total Debt Service (annual mortgage payment)In other words, DSCR is a mathematical expression of how many times the income will cover the principal and interest mortgage payment.

If you read what I wrote, you would see I thought the original question was funny...because it was so broad and unanswerable...in the form it was written.When the question was reposed later, I said, it was a better way of asking it.There are many, many, more factors, and more events taking time, and more direct and indirect sources of income, all coming from the time spent....than you included in your answer.Focusing on the $$$/time factor IS hysterical, since you can't define the exact numbers for (or even close) all the compounded events.I never said that the time you spend wasn't important (again, read what I said), I said it wasn't completely measurable.

Applicant’s character.

Depending on how stringent they are it could definately increase your CAPEX for the property.

One of basics of lending is the C's and character (good) is at the top.