Awesome insights Mark, thanks!

She has been awesome and responds to all requests very quickly  

That said, Toth was specially allowed her expenses that were claimed as she was deemed currently operating.You should read 195 https://www.law.cornell.edu/uscode/text/26/195"(c)Definitions For purposes of this section—(1)Start-up expenditures The term “start-up expenditure” means any amount—(A)paid or incurred in connection with—(i)investigating the creation or acquisition of an active trade or business, or(ii)creating an active trade or business, or(iii)any activity engaged in for profit and for the production of income before the day on which the active trade or business begins, in anticipation of such activity becoming an active trade or business, and(B)which, if paid or incurred in connection with the operation of an existing active trade or business (in the same field as the trade or business referred to in subparagraph (A)), would be allowable as a deduction for the taxable year in which paid or incurred.The term “start-up expenditure” does not include any amount with respect to which a deduction is allowable under section 163(a), 164, or 174."

I notice you’re a real estate agent, awesome!

@Dmitriy Fomichenko awesome!

More importantly, principal pay-down is one of the key accelerators in wealth creation in real-estate.

That's awesome Jon.

If you have not found it already, here is an awesome and lengthy thread on the topic.

That's an awesome idea to let them know you're still interested but back out the offer. 

@Brenden Mitchum awesome!