However, I'm currently in a back-and-forth escalating disagreement with my bank that claims I need to reach an LTV of 65% to remove MI versus what I believe the home possible guidelines show on their website, which is 80% for 1-4 unit properties.As you further dive into this process please make sure to have your bank document the conditions for cancelling MI.

AND would you consider using another funding source or strategy besides tradition bank?

All,As you can probably guess, I am looking to close my first investment, but don't have proof of funds nor liquidity to put down an earnest money payment.

Needless to say, I need to get creative with our next property whether it be private funds, taking on a partner, etc.   

Was able to negotiate a master lease for the property and take over management prior to purchase in order to generate some of the funds needed for the down payment.

The non-cash out LTV on a refinance is also 75%.

I have partnered with Nate at Secured Investment Lending for funding.

I currently live in a home that is paid for 100% by a trust fund which is not in my name nor my wife's. 

First you say you have acess to funding but you have low income, Then you talk about using a hard money lender.

My question is: with my current income, I could rapidly pay down a property using my own personal funds in a 2-3 year time frame.