Hello everyoneI am making this post today not to sell anything or solicit but to gauge interest so please let me know if this sounds like something you or someone you know would be interested in.I am putting together a program to offer Investors notes that I purchased directly from banks.

Good post Soltris; I'm very familiar with Lonnie Scruggs, his program is what I've been doing for close to 18 years, with some rentals for steady cashflow, except I've never owned a MH.

Also, it would be great if there were programs available to help me catalog, manage and publish (to the internet) my shows once they are recorded.

Your confusion is justified as for the most part, hard money lenders are funded by private investors---hard money loans available in NY range from 65~80 ARV, score driven programs for FICOs as low as 620, some will require cross collateralization or down payments, loan maturities ranging from 6-12 months with rates as low as 13.25%/3 points.Regards,Scott Miller Originally posted by "Windheim":Nope.

That means squat because no one ever even showed me how to type, yet I can write programs, and probably get into your computer if I wanted to even with a firewall and virus prot. 15 years of trying is a long schooling!

Usually through programs like HUD or other low income housing programs.Now let's get back to that "sub-pime" coversation.

I am the culprit behind the post you refer to and I've spoken to the OP already about this matter---program caps off at 80% and most of the OP's properties are over-leveraged from the program's standpoint.Regards,Scott MillerOriginally posted by "drweltman":i saw on here somewhere (or maybe it was somewhere else...) a guy offering loans for multiple properties.

The loan program you want is not a out there.You can create a better situation after you own the property.

His reaction to that statement told me everything I needed to know.Today I use the mortgage calculator function on my Excel program to do the same thing.

A comment on lending realities---there are only a handful of commercial loan programs that allow for 100% financing---and owner occupation is just one of the requirements.