@Mike Huerta - a great buyer’s agent is a great negotiator to help you win the contract when there are multiple other offers, helps you negotiate repairs, helps connect you with good value contractors, sets you up on auto emails from mls for your target areas/criteria, and shows you or your associate the property addresses you state an interest in, within a reasonable time period (usually same or next day).

Place the $500 loan in your new account, and set the account up for auto pay.

The loan officer would need to run AU to see what you qualify for.So to answer your question, yes 50% front end is possible.

One problem is that interest rates are already very low (I mean, I have 3% unsecured auto loans...), so there's really not much to cut. 

Avoid Folgers or can coffee, unless you are running an auto shop:) I would leave 2-3 bags with different choices.

The auto loan if it is reasonable interest <5% then you may do better investing that money rather than paying it off.

So if you know that going in you can set your company up for success.. but thinking it can run on auto pilot or in the very low end some manager is going to save the day.. 

This 'transparency' is so relaxing given the grandkids can also hook up without frustration & then there's my wife who can auto-acquire the resident WiFi with any one of her 4 Macs (yes we have 6 Mac Pro(s) ).

Multiple bank accounts all with designated purposes with direct deposit and bills on auto pay.

Paid online surveys (not a good use of time)Coupons (think http://www.freestufffinder.com/)Use www.bensbargains.com or slickdeals.net before buying anything onlineUse Honey or Ebates or other discount portals for Amazon/eBay or other internet purchases to save a few %Certain credit cards provide 5x bonuses (Chase Freedom has rotating categories) and Chase Business cards are good for auto-pay things like internet with extra bonus categoriesMake a Ghetto Latte at Starbucks and other fun