In almost every case, probably 80% of the time, these Landlords end up making more money AFTER paying my fees and they don't have to spend the time or stress over it.You can keep flirting with danger and operating on the idea that people are generally good and will behave just because you're a nice Landlord.

The VA rules on termites can be a real pain in the butt. On

But if it starts to become excessive then you are only adding stress to your life by using that lender in the future.

Don't stress too much.

Don't stress out about this right away- you can get this rolling after you've closed on your property and gotten your feet back under you- you don't have to have it all figured out from day one.

It's so stressful to play the game but if you want to have any social life in CA you must!

@Patti Robertson I've checked a few of those, and learned a bit more in the process. 1st Advantage said the properties were too far away to consider, though it does refinance for LLCs.I went through the initial paperwork process with BB&T (now Truist), but it ended with me failing to meet all of these requirements: DSCR needs to be at 1.40x on 15 year fixed at 6.5%stressed for SFRs, the LLC needs to be a year older, the LLC needs to have more cash reserve, and they didn't like the distance between my residence (Virginia) and the properties (Alabama)- a property manager negates that in my book.

Here is what we do:The first and most important step is providing a great rental home which attracts great tenants - I can't stress this enough!

I added value to the seller by him getting more for the house than he would have on the open market and not having to clean it up or compromise his health with al the stress of a sale.

This whole project went 100000000x faster, cheaper, easier, almost zero stress -vs- my first flip from a year ago (NIGHTMARE!!).