Much like the “insurance” option (which is basically a surety bond), tenant is going to be out money versus having a refundable deposit.

My initial impression is that unifying the city and county would strengthen our region and make St.

I got fined twice on this one cost me 6k last year.. even though I had my developers license turns out you need it in the name of the exact LLC that owns the asset and since I work under multiple LLC s and I am personally licensed as a developer  that's not good enough.. so I now have 3  separate developers licenses with 3 bonds  3 separate insurance polices etc etc.. 

. - I Believe that Real Estate is a Good Long-Term Investment for me compared to an alternative like stocks, bonds, cryptocurrencies, or private businesses.- I don’t have to go “All-in” to purchase my first property - I have a strong income and savings rate and/or a financial partner. - I earn a strong income relative to my my investment- I could cover my investment’s expenses even if I received no rent, ever- I have a Strong Cash Position + Access to Liquidity:- I have the Down payment in cash (even if that down payment is 3% or less)- I have cash for any anticipated Closing Costs- I have cash for any anticipated Rehab Costs- I have access to plenty of credit and short-term financing, after the mortgage, should I need it on top of my cash cushion- If I don't have a strong financial position, I have a financial partner who does- I have a Strong Credit Score (700+)- I have or will commit a Meaningful Amount of Time to Real Estate, especially upfront- I am willing and able to DIY everyday household projects if necessary, and/or am willing and able to skillfully hire and manage contractors and property managers- I have Strong Analysis Skills - I know what a “good” deal means to me in my target market and can analyze a potential deal in 15 minutes- I have a Strong Economics Foundation- I Understand terms like IRR, NPV, CoC, ROI, and CAGR, and have a preferred way to compare investments- I Understand macro factors (supply, demand, interest rates)- I have a strong understanding of local market (zoning, easily calculate ARV, “path of progress”, etc.)If you can answer yes to all of this, then you should get going - no reason to wait. 

I bond's have restrictions and you will lose 3mths interest if pulled out less than 5 years.

It is almost never worth it to enforce a SFR real estate contract with litigation...in your case, definitely not worth it.Consider that your word is your bond and should be more meaningful than a signed contract. 

But Ben's little town is just one Auto plant coming in and building a new factory away from a rebound :) example whats potentially happeging in Toledo with FIAT Chrysler and the state selling bonds to facilitate it.

Legally quite complicated, right now we're trying to streamline everything and go for Tier 2 A+ certification with the SEC so we can spawn off stock or bonds in order to raise more capital without getting banks involved, but it's a slow, expensive process. 

Hi Diem,Sometimes, sellers use this exact situation to strengthen their position and put the buyer in situation to make rushed decisions.  

The drop in rates reflect a shift back toward long-term bonds (as the stock market volatility increased).