Dunno how foolproof it is but I sleep better at night.

Here are my goals:1) Grow my tax practice my 20%2) Read 18 books in '183) Cardio 3x/week4) Lift 3x/week5) Buy first multi family6) Caribbean vacation with the family for our 20th7) Be a regular contributor on BP8) Sleep 7 hours/nightMerry Christmas!

If you have problems sleeping at night, try IRS publication 598 on the topic.The maximum trust tax rate that applies to UBIT/UDFI is in fact 39.6%. 

You aren't going to get better at life alone, it takes people, and you need to start working to meet the ones who's goals align closely to yourseducation. you can learn in the car, at the gym, when you go to sleep, and when you're in the shower. podcasts are free and audiobooks are cheap/freereducing overhead. look you can live strapped now and forever, or you can live a little more strapped now but start funding your future. it's only hard at first to cut expenses, the rewards add up quick though. time to get tough as ****

We've got 15 apartments and several tenants work night shifts and sleep during the day. 

Having a healthy % based differential between loan and cash flow allows us to sleep well at night. 

If you could do all of that as a starting investor or if you just have too much cash that you can't sleep at night then I'd say seller financing would be the solution to your problem.

Had a sect 8 tenant pass away in his sleep the other day at 60. 

It's doable, but the end results when you get to your new home is that all you have is boxes and nothing to sleep or sit on because the "big stuff", that you really need was left behind. 

Buy great, cash flowing deals and sleeping well, that's what I'm doing.