Have you inspector, ready to go, and you’ll still probably pay a premium.

I also feel like the landlord could benefit by receiving a higher monthly rent premium or percentage of the profits received.

If making the basement another unit isn't a good option, you could always finish it with another bed and bath (or two)  and then rent that particular unit for even more, like a "premium" unit. 

Grout needs to be cleaned up in the downstairs unit, for example, and there are some missing outlet covers.My biggest concerns would be whether tenants would actually pay the premium for the extra sq ft of the units, whether it will truly appraise for a minimum of $330k after a 6mo seasoning period, and if this is really a good deal or the wholesaler/broker aren't leaving enough meat on the bone...Thanks. 

I do have a few follow-up questions if you don't mind me asking: Were there any insurance premium implications that you encountered because of the bathroom's toilet type?

-Behr Premium Plus paintAre these types of materials good enough for higher end flips?

@Aaron Nelson  The inside of this property has some good character (de-cluttering and re-painting will likely do wonders), and I think the broker is figuring the large sq footage will command a premium vs other similar 3/1 & 1/1. 

I currently pay an insurance premium for content insurance as part of my mortgage payment.

I use Premium Properties based out of Walnut Creek. 

It has vinyl siding and is on about a 1/3 acre lot.I asked ISG for a quote and sent to them the listing only (no one has been onsite to check out the duplex).This is what I was given as a first quote:Total annual premium $2,111.52========================================1.