If you go with commercial financing, the loan policies are generally very specific to that bank. 

If you always aim for that, you'll miss a lot of opportunities.

Profit will still be made when we sell, but not the 'lick' we initially aimed for when we got started.

So my insurance agent is wanting to insure a investment property, Umbrella policy, a truck and 2 trailers(these are all for business use only) into my personal name there at the insurance company  but have it to where my LLC pays for this while keeping my other personal payments separate.This raises a red flag for me due to the fact that the LLC should be able to have its own insurance and not under my personal name.

For a fee... you're looking at roughly 5-10% depending on the deal, the market, the size of the property...as every one will differ obviously and different companies have different policies, etc.

Also get an umbrella liability policy.2) Buy something that needs work for a below market price.

I would try to aim for 150 mailers. when person call make sure you take address, general info "bed, bath, basement, garage, brick, frame, does it need repair, roof, bathroom ETC".

My replacement cost on my insurance policy was 200K and the land cost about 30K.

I do not advise Ontario due to the extremely pro tenant policy of our Landlord Tenant Board, professional tenants and anti landlord welfare pimps.

I was planning on using an umbrella policy on top of all other insurance for some additional protection.