Not doing this could drop the value up to 70%.Third, terms should require a decent down payment, amortized over no more than 10 years, with no balloon.

If I were to exclude the in-state absentee owners, it would drop the list to 130 people.  

And then a deal gets dropped into my lap and here we go again.

Example a bank drops a foreclosure 15k below normal to sell with a tenant in place.In my world the discount is too small because I know what will be involved.

I had Usaa on my primary and called progressive and they dropped it in HALF (for the same replacement cost and coverage).

Yes they stay for 2 years however they only hurt your score for 1 year.In the meantime keep paying credit cards, loans, etc on time and it will balance out those hard inquiries in no time.When I applied for my car loan last year I had 9 inquires on my credit and my score dropped 20 points. 

I definitely dropped the ball on this one.  

I haven't had any feedback that the price was too high but I dropped it after 45 days anyway to try and increase the activity and generate an offer. 

I don't believe you can drop that even after you have 20% equity.

The house is listed for $45,000 but after talking to the listing agent he knows it needs to drop in price.