You need money; the fastest way to do that is to start a business or get another job.

The rate on a hard money loan will be at 10.5-12.5% versus 25-35% on a credit card... 

Please feel free to reach out, and let's discuss how we can collaborate and support each other's endeavors in the real estate market.Looking forward to connecting further!

Questions:What money do you have to do marketing and to lock up deals?

Keep your money in a bank, save a little each paycheck.

Hi Alexander, On a full documentation loan, lenders will allow up to a 95% combined loan to value on a primary residence assuming income is strong enough to support your debt to income ratio and reserve requirements are met. 

If you cash out equity in a property, you are "borrowing" that money from the lender.

If you cash out equity in a property, you are "borrowing" that money from the lender.

Very well qualified borrowers can often obtain favorable terms from their existing banking relationship and sometimes even borrow against non-real estate related capital assets such as money market, life insurance or investment accounts.

We used that money over time and saved up.