There are some construction loans that will fund up to 90% of the build costs with qualifying income but again my debt is just so high because of these other mortgage payments on my credit.Somebody help give me the answer I'm looking for so I can create this unique stay!

Most business credit cards do not report on your personal credit report so often times any debt associated with the business credit card will not impact your debt to income ratio. 

@Kyle Klineall great questions and this is the challenge right now with both prices and rates high. 

You can't give up even after days/months of not producing results, which is highly unlikely. 

What is the rate/structure of the loans on them - is this Hard Money - high rates?

If the loan amount exceeds $1M, then rates are in the high 6's to mid 7's. 

Future plans to make cosmetic upgrades over time as units become vacant to maximize future cash flows by increasing rents and finishing apartments to a high level that will encourage long term tenancy.

It seems quite high to me, especially considering I'm still relatively new to this field.

Above ground, unless a huge amount of great landscaping (and high maintenance) would be need to make it pleasing.

In the mergers and acquisitions world, they call it "deal heat!"