We are looking for a flexible lender who would consider refinancing one of our houses, cash out and use the money towards the next purchase.

So this current development is a good genre problem in my view--how exactly to wind up the tenancy--with tenants willing to move;  a bad problem being having to evict 10 people)......I would thank my lucky stars they want to leave and do a mutual termination of the lease (deposit return contingent on the cleanliness and condition at move out).In fact, even if this amicable separation does not work out, I would not be renewing based on these facts.

If you can use a 24 inch dishwasher it is a  better price option and most flexible again if you have to replace.

The thing is I am a key employee and work in IT therefore my time is very flexible, I am answering my work related questions at any time of the day including 2am at night, as well as vacation calls are very common therefore if I need to take a tenant call while I am at work should be ok, but it is a people's nature to think that person might be paying too much attention to his/her "other" job even if he /she  is not, so I decided to keep it private :)Thanks everyone for an input.

Option 1 will give you the flexibility of a low monthly payment as well as significantly less fee's than option 3 in respect to getting the initial money.

I currently work as a project manager in the design/construction industry BUT I absolutely need to get back into Real Estate as it has always been a passion of mine, not to mention the cash flow opportunity and schedule flexibility to allow me to spend more time with my family. 

My main goal is to be financial free and flexible if needed. i want to start with a duplex  ( maybe a triplex) and live in one side then later down the road purchase  another property with the intention of buy and hold. any information on this will be great. thanks in advance

You have to decide if you are willing to take the hit on cash flow and have a 5-7 year balloon with commercial, but gain the flexibility that an entity allows, or if you want better returns with a personal mortgage.I like full 30-year fixed APR loans, but in some cases it makes more sense to do it in an entity.

When you find the motivated ones who are very flexible and ready to deal, that is when you know you have a deal.

I hope your broker is flexible with your desires.