I used Consumer Reports as my primary source of info, along with reviews from retail sites like Home Depot, Lowe's and Sears.

I have a house in San Jose, have never opted for the earthquake insurance.

We don't want to sell our reputation for a few extra dollars on the backs of hopeful consumers who we already know won't be a good fit.

Let me get my feet wet a little more as well as consume some of this good information everyone has been putting out.

It’s a little time-consuming but would be a good exercise to test your underwriting and see how the results compare to that $4,200/yr. number.

Also, as we grow the portfolio, I could see this getting to be time consuming.

Consumer spending and business investment both rose, and as you already know, the housing market boom shows no letup.

If presented similar offers, maybe the seller opts for the one that allows his friend or family member to benefit more vs the other offer, given that the seller is getting similar results either way. 

Be very careful with consumer debt.

And I will be reporting Sean and his company to Consumer Finance....and seeking legal counsel in Maryland about his misdeeds.