Tulsa and DFW, both solid choices in my opinion.

@Ryan Taylor Hey Ryan!

We didn't have much choice about becoming landlords.

Zelle is bank to bank only, and technically also doesn't allow commercial transactions, but some do use it.Some payday loan places let them pay with money orders at no charge (their choice how to pay for those, usually free if they use cash).Let them decide how to pay, rather than setting up an account that is credit card only (like square, for example).

You can come back from this, do what’s best for you given your current situation...if it’s bankruptcy, so be it, if it’s paying your debts and not going that route, that’s your choice too. 

I've been thinking Cleveland, OH may be worth the extra time in the air.Curious what others are doing and what led to your choice of market.

You're choices aren't mutually exclusive.

One of my favorite quotes applies here:"Easy choices, hard life. 

Remember it’s your business and it’s your choice whether to hold off at this time or dive in.  

Thanks @Ryan Martin you helped me to chip away at that small 1% of doubt I am having.