I would like to keep the home because it is a family home.

Those numbers do not seem correct, unless you are using terms like loan amount of $104,000 is the unpaid principal balance (which is the amount that accrues interest), and the $270,000 is the total payoff.There are two components to a mortgage statement - the first is the reinstatement amount - this is the amount to bring the loan current.

I myself am a value-add investor that likes projects other people either ignore or can't handle, but are too small for the developers.

If you'd like to connect further, I'd be happy to share some resources with you to help get you going in the right direction. 

I believe the rental market will be strong in the coming years partly because the younger generation of adults are less likely to "settle down," and the price of home ownership is significantly higher than it was just five years ago.

There is no limit to the number of deals you can do (like there is in IL).I'm not sure about the dry closings (though I doubt they have that right, either), but the fact that they're already giving you bad advice makes me think it's time to find someone else.Title companies vary quite a bit. 

Also, personally, I like solid surface counters.  

Our strategy ensures that our partners, like Billy Medlen, have access to necessary funding for both the purchase and renovation process, enabling a smooth and successful investment.

Our strategy ensures that our partners, like Billy Medlen, have access to necessary funding for both the purchase and renovation process, enabling a smooth and successful investment.

Plus Baselane pays like 2-4% interest on the checking account which is nuts!