Lol, all jokes aside, that is a crazy request...I would tell them that I have no information on any drug use in the building.

I have acquired my experience from working on my personal live-in-flips and building ADUs, as an owner builder and self-performing most of the work.

Plus is complicates a lot of issues, more documents needed for title, etc.Now they can do all those things, but most people are too cheap to do it correctly, and all these people telling you to do it yourself, probably don't know how to run the LLCs correctly to stay out of trouble.It's not all that complicated, but it does take some work and a good attorney will guide you thru all this. 

The property is rented by DCFS ( department of child and family services) a government tenant and are occupying the building for last 30 years and have no plans of relocating.

At minimal the personal loan would be incorporated into your debt to income ratio when you apply for the financing on the purchase if you were trying to qualify on a full documentation loan. 

They are all the same from a documenting stand point -- if you are documenting them correctly. 

I want to renew at the same terms of the original lease (which was created and provided by my realtor and I dont have access to that document now).

I've been in the commercial valuation industry for the past 5 years appraising office, industrial, and multifamily buildings nationally for institutional investors.

, subdivide into 3 lots, build 2 duplexes and a single-fam for myself.

But to pursue that, I need to document everything, testify before a judge, provide evidence, then hope and pray the judge rules my way and not the tenant's way.