We have not made very good financial choices over our short marriage.

She may be able to get an FHA loan with 3.5% down So, she can borrow $87,000 and she has given you $10k.

Quite a few of our borrowers have had successful flips in and around Richmond, Charlottesville, and Roanoke.

@Tiffani Crenshaw, You can ask the former tax deed owner to quitclaim to you, but if you want to get title insurance or borrow money, or know for sure nobody can redeem it away from you or claim the tax sale was void for some reason, you will need a quiet title order.

I borrowed from my retirement and teachers pension and I put together my half.  

Eric,I'm sure that would be specific to the property management company you choice. 

Borrowing vs funding I was getting over 1000% borrowing . therefore, I stopped lending .

Shorter term notes with higher interest and the borrower shouldering a large chunk of equity and good pay history tend to be more valuable.3.

If you would be doing it "cash out of pocket" that is one thing, if you are borrowing money to buy and complete them, you need to find out what your lending and carrying costs are.

If it's a 13, you're looking at 3-5 years but long before that, the foreclosure would be cancelled as the borrower's arrears would be paid in the plan.