By using a credit card I can provide a fast closing and actually save money on the property. 

If they have no cash your taking a huge risk on a ground up new build. and for that you would want to get a standby rate of interest like I do say 10% and I would charge 50% of the upside profit.. if they are putting cash into it..  3 to 4 points and 10 to 15% interest is market.and you give them money in draws as work is completed..

As a recent college graduate, I'm going to assume that you're not able to throw money around and put massive down payments on homes. 

We've been managing our properties for 2 years now and been doing a lot of the work ourselves to save money, such as yard maintenance, cleaning, unit flips, etc.

Hey @Andy Yu - echoing what @Eric Hajdu brought up, your best solution for a quick fix is likely going to be to offer a buyout money or cash for keys. 

Plus, we have crazy inflation happening naturally due to all the money pumped into the system several years ago.Any there any other obvious reason for the increase in your opinion Henry?

Throw an LLC together with a few people with $1m each, and buy it, San Francisco isn't short of folks who got lucky with this or that IPO and have the money, most of those tech companies have an unofficial employee-maintained slack/discord channel where they talk about real estate stuff.

I've done a little exploration on the free AirDNA and it looks like there's potential to take in a significant amount of money from very modest sized properties.

You can also hold money for maintenance, capex, taxes, insurance, or other projected expenses.

My other concern is that I'd rather have them amend 2022 as well and have the money now.