If you were getting a mortgage, typically the borrower has to have some money to put in (downpayment).  

We are doing  online research about the market and decided t invest in these three states, and if we find any good deals we may invest another $200k in the market in the coming months.

However, they are weary of being on the title in the case of a lawsuit for asset protection.Here is my proposition and I would love to know what the BP community thinks.We create a LLC between myself and my parents and the LLC goes on the mortgage and the title of the house.

And at no fault of their own – cashflow is what they were SOLD on.Here's what I want you to understand about “buy and hold” residential real estate:Let’s use a single family home with a property value of $300,000Let’s use an initial loan amount of $240,000Let’s use an interest rate of 7.25%And I’m going to give you $150 of cash flow per monthUse a 5% appreciation amount for your propertyLet’s see what happens after 5 years:After 5 years…$150 of cash flow per month = $9,000Your mortgage has been paid down to $227,000 = $13,000Your property is now worth $382,000 = $82,000So that’s $9,000 of cash flow, $13,000 of principle buy down, and $82,000 of appreciation.

this could be a good solution but you should still at least break even with LTRs as a backup plan. note that even a breakeven deal is only breakeven for a short time. rents go up, mortgage goes down. you could also start looking offmarket!

I think the buyer either a)will  pay a fee to a buyers agent making their offer weaker due to net out of pocket costs or b) the buyer will wrap the mortgage in with the seller subsidizing the buyers agent fee. 

To be prequalified you are probably looking at a $400-$500k mortgage

Doing so would give me two mortgages and the Heloc.

I have clients (Im a mortgage broker) who over leverage with gap funders and HMLs on purchases and even THEY have valuation and cash issues when concluding a project.

You'll learn so much more than you can online and in books.