A few days later he would ask me to bring my lawnmower over (he didn't own a pick-up) and I'd discover that he had already weeded the beds, trimmed the trees and shrubs, edged the yard.If the neighborhood was the least bit dodgy (seldom with my rentals) or if I was worried about the former tenants, he would take his air mattress, a bit of cookware and his portable TV and radio and "move in" during the work.When he was finished I would ask him how much I owed him for everything.

I would like to discover more REAL investors that MAY or MAY not be mainstream GURUs.

I agree that I'm probably dueling with many other investors who are seeing the same listings but I've also discovered that many do not make offers or do not followup well.

As is, you're going to have to do some searching to find a lender.If you're under a year with any FDIC insured institution they will use the price you paid, and maybe the repairs, as the value.

The only risks to having LOC are that the line could be overdrawn, or the line could have been reduced or closed due to lending institution tightening things.

If they want to increase the money supply, they start buying all those treasury notes from the open market, putting money into the hands of the individuals, businesses, and institutions that hold them.

If you can find out from that person exactly what's happening, you may discover there is only a small amount keeping this deal from happening.

Certainly there is a relationship between the two organizations, as evidenced by the EPA website who calls them a "partner":http://www.epa.gov/gmpo/about/ourpartners.htmlSo, what relationship have you discovered that isn't already obvious?

We discovered VA foreclosures and my wife just got approval last week on a house we found in a nearby county.

It is a great source of "income".Death tax (Or for that matter I would add Marriage tax) - again, great source of income regardless of ideology...Banks - relationships between governments and financial institutes are too cozy.