Do I keep a record of it somehow, and, if so, what is a recommend way to keep this record? 

If you are looking to take cash out of an investment property, I recommend looking into a DSCR loan.

Once you know this, I may be able to make some better recommendations. 

There was definitely a dip in 2023 and there are areas I would recommend avoiding for STR.Would love to share insights if you’re ever free to talk.

I'd recommend going around your local community there & finding a credit union that does this!

Hey Derrick - happy to send you over a list of local lenders here that I recommend.  

At this point, I would recommend having a line of credit to cover these things so you don't have money sitting in the bank doing nothing when it could be put to work.I have 33 units, no debt except for mortgages, and excellent income.

Who do you recommend?

I would highly recommend attending this as often as you can.

My first recommendation would be to speak with a lender regarding the costs/fees associated with the refinance.Strategy-wise, you're in luck!