If I'm coming in way low I'll do it with an all cash offer, large escrow deposit, short close date and a very short inspection period.   

The problem is you only have 3.5% because of your minimum FHA deposit.  

It really helps on security deposit claims and how structurally sound your house is before it becomes an issue 

Let's take a look at a typical Tenant Security Deposit Receipt.  

(That is the reason we worked with you to end the lease May 31st.)That being said, we would like to be fair, and save you the hassle and expense of moving (including paying additional non-refundable pet deposits, etc.)We would like to offer a few options (all options still include 2 pets):1) a one year lease where May 2018 rent is FREE.2) a one year lease at $2250 per month, where you take over yard maintenance, and May 2018 rent is FREE.3) a 2 year lease where April & May 2019 are FREE4) a 2 year lease at $2250, where you take over yard maintenance, and April & May 2019 are FREE.If you choose not to renew the lease it will revert to month to month at the current rate of $2350.

The bank i deal with is in PA, 3 hrs away, everything i pay is online, utilities, mortgage etc. what i would do is open the business checking account at the bank you get the loan from. this way if you need to pay the mortgage you can just transfer the payment from your checking. as far as depositing, most banks now have an app to take pictures of the checks for depositing.

A lot of them will count 75% of your gross rent towards offsetting your debts if you've owned them less than a year. however be prepared for a lot of paperwork which means sending all the leases, proof of deposits and rent roll for each place each month.

Also the rent checks have been deposited into my personal checking account.  

Now that we've moved out the landlord is holding our whole deposit as the yard isn't in the same shape as when we moved in, which I'll admit is true.

Several of my firends and I have already put down deposits at that link for future info and pricing.