I’m in the exact same situation.  

I also am working with Sam Sharpe on the loan side, but I had to put 20% down (my credit score wasn't great, so maybe your situation might be different).

Just being a financed buyer, even though my income, DTI, FICO and asset situation is strong, I feel like I'll have a hard time competing.

Hi all, I'd appreciate your opinion on what to do in this situation - Just purchased a duplex today ( 7/6/18 ) with long term tenant paying same rate of $1100 since 2011 for a 4 bedroom 1600+ sq ft, 4 BR 2 car unit in a great location, the top school district in the state, and large yard.

Found this interesting:by Don Konipol, MBAFor investors considering investing in non-performing notes (NPNs), a.k.a. non-performing loans (NPLs), that are residential and owner-occupied, here is how a typical situation plays out.A bank, bank holding company or asset management and disposition company puts together a package of, say, 1,000 NPNs and asks for bids.

Your current situation prevents that.I'm with @Chris Svendsen.

I've read up on it and understand the basics but I wanted to run my situation by the forum and see if I could glean some wisdom as to whether I'm ready to head down the refi path with one of those triplexes.  

What are tenants rights in that type of situation in Utah?

One situation probably warrants an emergency call and one probably does not.What if your vacation was in July when it was 100 degrees outside and your tenant calls and says the AC is out on a Sunday and he's demanding you call an emergency repair tech because he's hot and uncomfortable. 

I would try and look at the situation as an opportunity rather than a problem.