This is DF things in my personal opinion is to regulate the mortgage industry enough to where Wall Street will get back into the game. 

Different Brokers have their own individual brokerage rules (within the confines of the regulating agency rules). 

If Wholesalers are given the Earnest Money, are they required to deposit in an Escrow account that is regulated like all escrow accounts?

Look up Regulation D offerings here in BP and other places, that might be the more costly approach.  

New regulations on payday lending companies in Britain has resulted in a stagnation or slow down in the payday lending industry there, according to numbers from the FCA (Financial Conduct Authority).

- Here's something of interest I found with a simple search of 'flipping' on the CA RE regulator's site...though it references short sales, 'wholesaling' and flipping scenarios may be of interest to you. - (imo, the answer to your Q, is that the devil is in the details, of your method/transactionhttp://www.dre.ca.gov/files/pdf/Article_ShortSales03_2010.pdf

Wow, it's incredible how much more there is to learn once you actually start the process… zoning, county regulations, permits, licenses, subdivision possibilities…. it's endless!

Every state has it's own particular regulations and procedures, but it's good to hear that at least in ONE part of the country this is allowed.

There are less rules and regulations when it comes to private commercial lending (debt) so you can be more creative (always speak to a qualified attorney).

This piece outlines how non-bank lending has grown in China in recent years, hinting that a credit bubble has been mounting for quite some time.Ten years ago, all lending in China was via a network of state-owned banks that were under strict regulations.