How are you getting 5.125% fixed for 30 years on a commercial product?

Hi All,I'm having some newbie issues and wanting to know if I still need to work on changing my thinking as an investor.I found a house on the mls (trying to find off market properties but it's been a slow proces) that is in a good area, the bones of the house are solid with mostly cosmetic updates needed but I can't find any good comps.

Have a blessed and productive day!    

Home is a 3/2 1,400 SQFT home on a 8,300 SQFT lot Purchase Price $155k (01/29/16)around $25-30k in rehab and closing cost  Estimated sale price $250-260k Here are some photo, hopefully I can show you guys the finished product but this would give you a great idea of that we've done and the quality! 

I look at it a a hobby and something that will provide me a valuable product compared to any other hobbies.

The 4k I save could go in to those systems; but saving to produce a subpar product is not something I am willing to do; you've got a good point the more seasoning I have the better deal I can negotiate on both ends.

Often you will have paid the general contractor but they may forget to pay the subs.Have written standards that detail what the completed product should look like.  

We just completed a 20 unit new construction apartment project and are now seeking investors for a for sale product consisting of 8 townhomes.

If you want a short seasoning period, you will likely be getting a commercial product.  

It is a bit slow, I'll admit, but seeing returns in real estate I'm thinking of accelerating returns by using the cash out refi to buy more property.