How many units is this property, and what was your down payment percentage....there is a lot here not adding up. 1 unit FHA loan limit in DC is is lik $725k, so even at 10% down, we are talking about $800k property max on FHA.If its 3/4 units, these properties are not going to meet the FHA self sufficiency test.

I am asking this question to see who out there has an idea as to which banks may require a low percentage down to purchase my first property?

The units are completely renovated so I was using low repair and cap ex percentages.

Of course, the price of a roof isn't fixed in that its always the same price, but the cost of a roof for a 1,500 SQFT house that costs $50k isn't much different than a 1,500 SQFT house that costs $150k, but the former is a much larger percentage of monthly rents, and must be adjusted accordingly.Hope this helps.Robert Leonard 

Also doing studies about unemployment percentages and job growth etc.

What is that percentage?

In the 5 years, you would pay 25% of (3+3+3+3+3+5=20K)Not having the dealer status allows you to pay less taxes on year 1-5 and then less on the 5K in capital gains you received since it is taxed at a smaller percentage than your tax bracket.  

These percentages have a direct influence on pushing your credit score higher in a short period of time.Once your credit card balances are down concentrate on saving your first $25,000 in the bank.  

Also repair and maintenance 5% is that a standard percentage?

What is the equity percentage threshold for cash buyers when buying pre- forclosures ?