If you're not getting to that, then it's more of a LIRP (life insurance retirement plan), which has long term goals.There are a lot of companies that do well with "getting the money in" then screw up the end game with the loan provisions.If you want, I have a case study for using a policy for private lending to other people. 

A number of people have asked this and if you use the search function, you can see replies to those posts. 

People that have high-drama often continue to have high-drama. 

Miami is a HUGE market, ton's of people.

@Ashley DennisI think people should consider owning real estate personally (tax benefits) and inside of their retirement account. 

Almost all of the current investors doing Subject To, as taught by the popular approach of over leverage and little to no money down, are people with little to no capital, no ability to get a mortgage, with no experience and no ability to over come the issues.

Is it quiet or are people hanging out in the street and blasting their music?

@Thomas W. yes lots of people have done that.

And while housing stability is important I think that people need to understand that their behavior is important to and it has consequences.  

So, often times people insulate the attic without insulating the walls because the cost is reasonable and it can make a significant difference.