It will reflect natural willingness to visit. 

It is just me, so a duplex or something of that nature would truly work.

@Einat MenasheThe matrix below may help with terminology and comparison/contrast across the various property types, the information is general in nature and there are of course exceptions:So based on the matrix above, your question:Is it correct that the ARV for small multi-families is based on your NOI and Cap Rate?

Natures Miracle

Not oil rig guys, but renting available rooms to folks.

@Jordan MoorheadAs a Minnesota (temporarily a Wisconsinite) I've subscribed to the cabin religion my whole life and my near-retirement parents are trying to understand how to afford their own to retire with (religion makes us do crazy things ;)As near as I've been able to good naturedly guess, the cabin love is what you get when you mix the seemingly universal desire to travel with the home-body reserved demeanor of Midwesterners.

I think the nature of my question is more from the lending side.

Both my house and rental units have oil. 

The only positive I see is if there is one industry with constant employment in the area eg Midland, TX - gas and oil.

The demand for the units were high but the property had a serious heating problem where they were just burning cash to heat this 7 unit apartment complex with an undersized, 35 year old, oil furnace that may have never been serviced.