And rabbit hole!

If you are an a**hole then expect the same treatment in return3) have a VERY detailed and clear Scope of Work written up front BEFORE you ask them to bid on the work 

Alternative options: Properties with garage apartments, accessory dwelling units, or possibly master suites that you could enter from an external door and just hole up without ever having to see the people you're renting rooms to.

Then tenants dogs kept on getting through every hole in the fence that my neighbor owns and caused enough damage that the neighbor had to put up all new fencing, then dogs get out and the one is nipping at the either neighbors grandkids and caused problems there.

I am aware that i will owe $500k either way..but I want flexibility in how the $500k is paid back.So thats why I am here for other options or for someone to poke holes in my thought process so I can make the best decision.

Let if not, do your best to push that, the money chase goes only as far as 20 days before the notice has been received, other than that you have no monetary obligations.

Some of the loan types I see available say they are for primary residence, are there any loop holes to that?

These are times when you need a GOOD Commercial Attorney to look at for you to make sure you are not already in default of a non-monetary term.   

I would need someone  consistent in the Charlotte area for small handy man jobs such as leaking faucets, patching holes, minor toilets issues, etc. 

If the city now never relapsed back to progress, he is in a serious hole for many years to come but it seems unlikely.