Not to mention you probably did not include Holding Costs .  

I will likely stay with seperate loans for the reasons you mentioned as well as to be able to pay them off at accelerated rates.

As a Buyer I’ve been the beneficiary of low appraisals on bank sales where they have the original square footage listed in the appraisal because, as she mentioned, they almost always go by public records. 

Also, can anyone give me insight as to the places to buy I mentioned above?

There's Re/Max, Century 21, Crown Realty, Keller Williams and many more smaller private ones in my area.I am looking to hear about experiences with any of these or, others not mentioned, that you like or dislike?

I was mentioning that I was looking for something to my friend and this is how I found out.I have to look at the numbers so I take this with a grain of salt. 

The property appraiser website only mentions 2 bedrooms but the house has 3.

You mention the market turning and you also mentioned being wrong about value due to street parking.

This is a great little area ,it’s got a lot going for it as mentioned above plus they have started work on the $500 million judicial Centre ,a little east of here towards twin aire and if you’re feeling brave and have good risk tolerance and cash you could look at streets north and south of English near Twin Aire .Good potential there ,it will take time though 

You did not mention what state you are in and that may make a difference on the answer you get.