@Deanna McCormick hit the nail on the head.

As an engaged seller, I just called their loan officer whose letter head the approval letter was on.

Keep your head up!

I would like to think that I am able for you to listen to, and in spite of my head surgery I am wind that I am an honors college graduate and worth listening to.What I would suggest to you about having the right real estate people is to call around the real estate offices and ask the things you are looking for and get some referrals.  

@Chris Martin  you got it Chris  I play golf at least 3 or 4 times a year with my banks pres  and chief credit officer and my personal banker of 20 some years is head of all the lenders.. he has only kept about 5 retail clients and I am blessed to have him keep me on board.Community banks are just that community banks.. they support the community.. they are not retail banks looking for checking accounts for minimum wage earners who pay through the nose for checking products..

Many sellers have a number in their heads, right or wrong, and in a seller's market they tend not to budge.You have to decide if that $10k is worth losing the deal over.

You guys are all right, the running theme I have been seeing is that first put in your time and learn the trade before jumping head first into pure investing.

My current property manager does not want to deal with a mobile property.Also the management costs of the tenants, who may not be blessed with secure income, or may not be in a position to automatically deposit the rent on a predictable and reliable schedule.I am only looking at pure cash flow, as I don't intend to flip the properties.My head tells me that lower end properties yield much better cash flow numbers, but my gut is not convinced or ready to take on the unknown management costs.

I was investigating a while ago and a lender I've used before told me that they had a limit of 6 financed properties, and I'm at 6 now, headed to 7 (all conventional mortgages).  

When I'm done with this market, I'm headed over to Larger commercial units 10 - 20 Units in C/B neighborhoods.