But still trying to conceptualize how to incorporate ongoing expenses/interest payments and loan paydown into that equation to get a more holisitic image before deciding where to live

I've had a Craigslist rental ad up for weeks with no issues, no discriminatory verbiage, etc and since I had a "run in" with a local RE agent who was trying to force me to take her applicant (who was on every program in the book; not that there is anything wrong with that) I believe she is behind the flagging since I wouldn't accept the applicant.  

And they definitely don't want someone new to subject-to trying to explain it to them and how it would work that the mortgage would stay in their name and the due on sale clause.

We tried this and it worked tremendously.

CONTEXT-(30k in credit card debt, split between 4 cards, mostly in charged off status)(one vehicle loan that was charged off, is now caught up to current, not paid off, 50k original loan amount)(some card companies are contacting me trying to make a deal, so likely only have to pay 20k of debt off.

I've been tossing around the idea of trying something new with the the property.  

Sometimes I wonder if the assistance program thinks I won't notice and is trying to get away with paying less to "save the program money."

Please see below an edited version of the message that I likely tried to send you:Hi Future STR Mastermind Member,I am copying and pasting this message to everyone because I can’t figure out how to group message in BP and thought this would be quicker.

If you're trying to avoid a balloon payment - a long term DSCR would be best for you.

Maybe try visiting and showing your face so you're not just a random OOS investor if you feel they're taking advantage of that.