One way to get around some of this is to physically connect the two structures with a covered walkway or similar type structure.

You can take a higher rate at closing to cover your closing costs, and then refi later on.Hope these help, good luck and be patient, it’s a hot market out thereMichael DuncanHulali Kai Realty

Be creative when it comes to financing and think of how else can you cover the down-payment. 

Percent of single family home sales in Manhattan is about 1% of all sales so despite being labelled New York, it doesn't cover Manhattan at all. 

Are  you only  covering Cleveland.

I would take the lower deductible and have the peace of mind that if something were to happen that i'm covered with little coming out of pocket. 

I bought a  5200 square-foot house with a walkout basement that I went out and that covers half my mortgage.

I am seeking to ask the seller to put an escrow with enough fund to cover the cost of all violations and penalty/fees.

The idea is to ease her worry of future increases in her current rent situation by letting her pay what she can afford toward this new house and I would cover the rest.

I ran my electric and drilled my well after getting the construction loan.The bank was willing to loan more than just the construction (to cover a portion of the land), but I decided against this.