In exchange, the former homeowner lives in the home until their death rent-free.

I think the best you can probably do here is sue them in small claims court to keep your costs at a minimum.

You should consult with a qualified professional before acting on any of the opinions shared in this post!!!

I'm most focused on high LTV  I have a list of lenders in Ohio you can reach out to.Also @Chris Wharton feel free to jump in

Box A is direct lender charges, box B are things the lender is making you get that you cannot shop for (for instance, the appraisal or credit report), and box C is closing costs that you can shop/control- Lenders can move things around between boxes A and B to change the way costs appear.

It's free for buyers

Feel free to PM me if you want to chat.

Your options would be to sell it, and most likely take a loss on it as you also will have closing and realtor costs involved which you can assume that would be 10%.

Own a rented out condo free and clear, and looking at options on doing a cash-out, not for real estate purposes.

They pulled the trigger on getting a house because they found themselves constantly paying for costly hotels when visiting and having to pay both of our rent.