What I am looking for is to put together an initial letter to him ( and his wife) that lays out (the easiest way) these deals are structured.

All they were doing, building reserve campaigns, new reo offices and administrative structure, it all alluded to a swap program, build xyz reserve, dump xyz reo's.

Are you confident that the firm will structure the offering properly to be both legally compliant and marketable?

This is typically structured as two separate agreements.

Sure you have paid down the note some but the higher interest rate on refi could make your debt service payments higher than before.It's easy to get into an property but sometimes much harder to get out of one.You have to think and plan for worse case scenario when structuring these deals.Many of these owner finance deals are going under the radar.I have already had some bankers tell me in the future they will call these as interest rates rise because of the DOS clause.So in my opinion it is an excellent time to load up on owner finance as long as the down payment and terms are right.

How can I attract buyers for this and how should I structure the deal?

Excuse my ignorance Peter, but what is a structured product?

There was a reverse mortgage on the house and I need help on how to structure this transaction.The current LTV based on a appraisal performed by the current lien holder is about 56%.

What I have found is about $30k is avg. for the structure.

Usually you can get refinanced in 90-180 days depending on the lender and the strength of the borrower.As far as structuring the title, that is something you want to get the advice from your lender and CPA before preparing any docs defining ownership.