We did find a SFH with a pool at a great price but we found flood insurance was way higher than what we anticipated.

Leaking began only over the past years so we anticipate roof replacement should fix this issue. 

As Cape Coral continues to fill up we can anticipate some excellent appreciation as an added bonus.  

If you're at or near market rent and a good tenant, I wouldn't worry too much.If you're way below market I'd anticipate a rent increase.

I hadn’t anticipated having to do this as quickly as a few months after purchasing.

However, the growth rate is forecast to moderate due to the anticipated mild recession later this year.

Looking ahead, the outlook for occupancies remains bleak, with vacancy anticipated to continue to reach new heights in the coming years.Rents have seen little movement since early 2020 and have witnessed losses of -0.4% during the past 12 months.

We only anticipate it to get better once we have more bookings and 3 5 star reviews.

What loan/direction do you anticipate going for the refi?

They might get there if more markets start to implement this kind of limitation through STR regulations but I don't anticipate it being a top priority for the software companies.