Thats great advice @Peter Mckernan, you get attached to a home but you have to also make a smart decision, I would rather sell near the top than have it pass and try to sell on the way down.  

Keep buying.10 SFR's = 10 roofs, 10 mortgages, 10 units in 10 different locations5 Duplexes = 5 roofs, 5 mortgages, 10 units in 5 different locationsIf you are smart....1 10-plex = 1 roof, 1 mortgage, 10 units in 1 location

Restricting the use of live xmas trees is probably a smart move.

I thought I was being smart and made the insurance coverage start date to 3 months from when I started this entire process (I started this process around mid August so I had my insurance coverage start in November 1st).

I've been looking into the Aave protocols which provides a .09% flash loan and my crypto would be locked in a smart contract. 

Smart contracts come out in a matter of months.

The banks here are not so easy going as up there.Do you think that it's smart to start buying propriety that creates cash flow from the very beginning (those logically being higher in price) ??

I live in New Orleans  you are talking to the wrong bank. you need to find a local credit union, small bank and a smart guy in charge of business development. sit down talk ...and you should soon release 110K in the form of equity line of credit. you pay interest only when you draw, otherwise the loan sits dormant and money is always available. ohhh in case you get sued on lose ..record of deeds show almost no equity in the house ;-) since the credit line is recorded as a mortgage. 

Also, the money saved from the guru courses can be put towards the purchase of a house.You mentioned an interest in three niches and I added guides below, as well as info on multifamily units.http://www.biggerpockets.com/renewsblog/2013/02/22/buying-rental-property/ (how to buy a rental property)http://www.biggerpockets.com/renewsblog/2014/01/07/flipping-houses/ (step by step guide to flips)https://www.biggerpockets.com/renewsblog/2015/01/31/ultimate-beginners-guide-real-estate-wholesaling-2/ (Ultimate beginners guide to wholesaling)http://www.biggerpockets.com/renewsblog/2014/07/19/how-to-buy-a-duplex/ (guide to buying a duplex)https://www.biggerpockets.com/renewsblog/2015/11/16/how-to-choose-areas-multifamily-deals/ (Choosing multi-family deals) http://www.biggerpockets.com/startherehttp://www.biggerpockets.com/meetSetting up Keyword AlertsHow to Use @Mentions on BiggerPocketshttps://www.biggerpockets.com/ruleshttps://www.biggerpockets.com/inviteshttps://www.udemy.com/biggerpockets-real-estate-investing-course/ (video with 64 lectures and approx 6hrs of material)https://www.biggerpockets.com/real-estate-investing (Ultimate beginner's guide to REI)REI can be very daunting, but, before you go searching for that 1st buy, please take a few minutes to bone up on the tips in link below.https://www.biggerpockets.com/renewsblog/2014/12/19/real-estate-investing-success-smart-tips/REI books suggested by BPershttps://www.biggerpockets.com/renewsblog/2015/11/13/7-real-estate-books-beginner-investors/ (7 absolute must read books for beginner REI)http://www.biggerpockets.com/renewsblog/2013/04/14/best-real-estate-books/?

I think he's been getting some good tutoring lately...and he was a smart CPA to begin with :)Dude - time to get a CPA.