I have had a few customers now who's kids have been poisoned in nice suburban homes from crawling around on floors of houses where the previous owner (1970-80's) decided to strip paint.

I have customers that invest with me that are alos buying in Stockton and they are finding sme great deasl right now, there will be another one.

Investors generally have their own money in the game so it is in their best interest to get the properties into livable condition or find someone who will be willing to do the rehab.

Using any kind of positive appreciation number in this real estate environment is a fools game.

I brought up the point that the reduction in price after I submitted my offer was very suspicious and he said that it is simply a game that the listing agent is playing to show that the price he got is much higher than listing so he will get more listings from the bank.

"Given the current economic and business environment — and to further align our interests with those of our shareholders — we are making some difficult decisions to reduce or eliminate programs that do not directly impact our ability to serve our clients, customers and communities," Bank of America spokeswoman Kelly Sapp said in an e-mail.

Just know from my experience and tons of other Investor with portfolios that would make you shudder...That the complete rental game isn't an easy one...Unless, it's completely self managed... that's ok, if that's your cup of tea...For me...

I have no problem playing video games.

I mean, lets say you really want to attempt to sell a property to a retail customer.

Or call back customer service really frusrated and say you were just on the phone with your loss mit person discussing the BPO value when the phone went dead...crying might help ;)