I do think the 90 day time window is ample if you have all your research done now and find a tenured agent who specializes in multifamily / house hacks in the city you desire.I am also a big fan of Robert Kiyosaki’s ‘Rich Dad, Poor Dad 'and in that book taxes are depreciation and tax savings are critical.

A lot of "good deals" come up over there, so if I had a realtor send me something that met my criteria but I wasnt a fan of the location, they may think that I am not serious since I havent jumped on any of these.  

I am not a big fan of a typed business letter for marketing especially on the first hit. 

Hopefully being able to get hard money from banks to finance me on the deal and not my personal credit score not much of a buy and hold fan but from your experiences what advice can you offer to me?

Because unsecured debt usually entails minimum payments, I am a fan of the "pay off the fastest possible one first" advice than going the interest rate, assuming all of the rates are reasonably close together.

I'm a big fan of J Scott's 100 House Rule by which a newbie investor shouldn't make an offer until getting a feel for the market after seriously analyzing 100 houses. 

My favorite is "Grizzlies fans have the best grammar of all sports fans"http://www.foxsports.com/nba/story/memphis-grizzlies-fans-grammar-best-of-all-sports-fans-121615

I'm not a fan of someone holding an office as if its become their right, not a privilege. 

I'm a fan of First National Bank of Alaska.

I'm not a fan of the voicemail cause I know that most don't leave a message.