And, if they fail, what better way to learn that they need to dust themselves off and get back in the game (that and I already took some items and sold them at the pawn shop...made back my $250 investment)!

In case anyone missed it, credit union, credit union.If the rental property is rented, the rent can be applied @75% to help Your dti ratio, but I haven't seen that help lower the down stroke.Your best bet is to shop with out credit pulls, make face to face appointments, sit in the hot seat and follow some of Jimmy Moncrief's podcast suggestions, even though they are about commercial lending, His advice is solid.John

Here, there is an older Indian couple and a few other regulars who seem to just buy up everything.I go even when I'm not buying just to study their habits and drink the horrid courthouse coffee.

On my latest house which I am shopping for now, I did also shop online with Best Buy and Home Depot and Best Buy ended up coming in about $200 less for the package, although they couldn't deliver for a few weeks for some reason and I need these in within the next week or so.

You should shop some of the larger national real estate brokerage firms as they usually have the best formal training and support staff.

Shoot me a note if you’d like to grab coffee or lunch.D

One way to help you is contact local shops for major items to find out how much they are.. $2/ft installed for inexpensive laminate flooring.

I limit my time on BP each day, but offer advice where I can.A new local investor recently approached me for a coffee meeting.

A few other sign misspellings I've seen recently include "straighting" (straightening) "lightening" (lightning) "jewlery" (jewelry) and "beutty shop" (beauty shop).

@joehoms ... can I take you up on that coffee?