What kind of commercial investments are you considering?

and what kinds of property you'd like to buy.

That kind of attitude assumes your personal opinion is what the market "should" think.

What kind of investing have you done so far?

What kind of investing have you done and want to do?

Decide for yourself what kind of lifestyle it is you want to lead and what style of investing will serve you the best.

Michael - Can you be a little more specific in letting us know what kind of employees you have in mind?

Im sure she'll balk at my offer, but want to make sure she submits it to the bank.Isnt there some kind of form, where an agent has to prove they actully submitted my offer?

I know this post is kind of old but I use:totalchoicehosting.comThey have been very solid with lots of flexible plans for the light to the heavy user.

If you like to "hope so and wait" type of person, choose stocks.Real estate on the other hand has all the benefits.Their values are like a slow moving train that youget to inspect, repair, rent, insure, buy 7 different ways,sell 7 different ways.You can see it coming (appreciate) and going (depreciate)in time enough to get on and get off and make a profitbefore, during, after, and all around.There is no comparison - real estate is the best hands downas long as you're competent(take all costs into consideration) and prepared(have the best support team).Sure yo can kind of be 'competent' and sort of 'prepared'in buying/selling stocks, but again, it is still a "hope so and wait" 'technique'.