What I wrote above does not create an attorney/client relationship between us.

Also, he thought me the value of not doing dual agency or buying properties from my clients. 90% of lawsuits in this county are from Real Estate.

The more I study real estate, the more I feel that my architecture degree isn't helping me much, I'm not being taught to sell, negotiate, read/understand contracts, understand clients or anything much beyond the actual design of architecture. 

There are a couple sections of the neighborhood I recommend my clients stay away from (unless they get a solid discount), but overall its good.

I did pay a $1000 sewer bill that was owed b/c I was served by the courts and it was going to show up on my credit.

I know it is possible but have never been involved in one with my clients. 

Here's a tool that might help: http://www.whatsthecost.com/snowball.aspxI use it frequently to run 'what if' comparisons for my clients.

Let me know if you or any of your clients have questions regarding commercial real estate finance.

Know your state landlord tenant regulations.I would serve notice and begin the eviction process.

You may want to reach out to a CPA that works with clients remotely.