One thing to note is that- Another time a mortgage can be called is if the individual buys the property in their personal name and then “gifts” it to their own LLC.

My family has done nothing with that gift for generations, so it stops with me. 

Home Depot gift card if you want to help out. 

Sounds like you at best made an unsecured loan, but sounds more like a "gift" because there is no promise to pay in writing AKA promissory note.I tell people to read what's in this next link for a more formal and proper way to lend privately:https://www.biggerpockets.com/forums/49/topics/555...

Why would a company rent conference rooms, provide meals and gifts to absolute strangers for free? 

I begged him to take a consultation fee , he frowned when I sent him gift cards and told to STOP - Even now I feel guilty to waste his time . 4.

Given that it's the stove and dishwasher that are at issue, perhaps a gift card to a local restaurant would make sense?

@James BellAny romantic interests that you're close enough with to partner on the biggest investment of your life?

If it's  worth $140K, and they will gift it to you for $30K, you absolutely 100% need to figure out how to get the cash, also look into credit card balance transfers, and then later get an equity loan and pay them off. 

The seller will get all of the 114k(120k-6k for closing=114k), pay off her mortgage(80k) and use the remaining(34k) as a "gift of equity" and return that cash back to us for repairs.