Federally, capital gains receive preferential tax treatment, but California generally taxes capital gains at the taxpayer's regular marginal rate. 

So if you have say 100K in a regular IRA and 200K from an old 401K, ALL of that can be rolled in, OTHER than those funds held in a ROTH for some obscure reason. 

My next plan was to refinance the FHA loan to a regular conventional after 6 months of payments.

I want to find people who are in pre-foreclosure and catch up their payments by finding a motivated buyer who can't get regular financing through a bank.

The way they appreciate to match inflation is if they are kept in new condition which it expensive.No way will section 8 tenant choose to live in a mobile home over a regular home at the same price point. 

Approach some as just a regular person looking to get information about the community.

I have had exactly that scenario, confronted the person and it was her parent's dog which she takes hiking regularly.

I plan to use private money to take down properties, turn around and sell the property at a higher price and rate to an end buyer who typically couldn't qualify for regular lending through a bank.

With respect to the first option you mentioned - regular 80/20 loan with 2nd mortgage to cover the remaining 20% - are you saying you can do 0% down without PMI or would the second mortgage likely be 15% or something?

He kept track of hours each week and I issued him regular checks and generated a pay stub and W-2 for free.