Because having the ability to readily sell their loans at any moment reduces the bank's risk.Ask your banker how they would handle a loan which becomes non-conforming after-the-fact.  

@Jason Bott Renovation Insurance Agent WisconsinGood lucks with reducing your insurance cost.

Coming in with all cash can drastically reduce the time frame for closing. 

Is there someone else in your family you could rent it to at a reduced rate to house watch??

I wonder if future rate increases would decrease multi-unit price?Since multi-units are priced based on CAP rates, they will be interest rate sensitive.  Ie buying a multi-unit at 10% CAP makes sense in a 3% treasury-...

If you preferr to have a 30 year amortized loan, go to one of the online tools, calculate what your payment would be over 30 years with the interest only interest rate and pay more every month.It gives you the flexibility to stop making that principal payment if need be and only pay what you have to.It is a free option to reduce your cash flow in times of need.Now the trick is that the int only loans might have a slightly higher interest rate, not much but maybe 1/8thI think it is worth it.

In the event that an owner unexpectedly shows up and asks for the rents collected by me while I possessed their property, I'm entitled to reduce the amount of rent I owe by the documented necessary and reasonable costs of collecting that rent and managing the property.   

It does burn cleaner than longer chained carbons because of reduced cracking.

The homestead exemption doesn't even do much, they've been reduced so much they are under the cap.There are formulas in MD for real property taxes that one can use to calculate based on assessed value in our system and caps, etc.

The added layer holds the heat and reduces the life of the new roof.